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• The Complications of Downsizing in the Netherlands

  Is a senior permitted to downsize?  You might wonder what kind of a question that is, however the answer to it is more complicated than you might think. We advise on financial solutions and also do what it takes to realize that advice. Part of that realization is mediation of mortgages.  Fred...

• How CRM Improves Productivity and Business Growth

  In the world of Virtual Business Support, the Blue Ninja team are always striving to find the best tools to streamline operations and optimise working practices for our clients. One of the most productive ways to achieve this is working with Customer Relationship Management (CRM) software, but wh...

• Budget Day 2021

  September 21st was Budget Day (Prinsjesdag) which, by tradition, always falls on the third Tuesday of September. It is the day when our outgoing Cabinet presents the budget for the following year. What are the tax consequences for you in 2022? Here is an outline of the main points. Income Tax...

• How a CRM Improves Productivity and Business Growth

  In the world of Virtual Business Support it is important to strive to find the best tools to streamline operations and optimise working practices for our clients. One of the most productive ways to achieve this is working with CRMs, but which software should you choose for your business? What...

• Changes to the Dutch Deposit Guarantee

  After years of low interest rates on savings accounts in the Netherlands, an increase is finally noticeable. The interest you receive on a savings account is closely related to the party where you put your money. Smaller banks often offer higher interest rates than large banks, but they also carr...

• Online Payment Methods

  The most popular applications for online transactions...

• Bank Services

  Find out all you need to know about banking services in the Netherlands...

• Banking

  Once you are in the Netherlands, you will want to arrange your banking affairs. On this page you can find information on what to take with you when you apply for a bank account, what services there are, and what to do when your card is stolen....

• Leaving the Netherlands

  Are you leaving the Netherlands? Learn what to do when you leave the country....

• Do You Qualify as an Entrepreneur for Income Taxes?

  Please note: This article was written before the 18th of December. While we strive to offer accurate and up-to-date information, some rules mentioned may be subject to change in 2024. Delays have occurred due to the general election in October. It is recommended to verify the latest updates on th...

• Why Wills and Powers of Attorney Matter

  Thinking about death or losing the ability to make your own decisions is never pleasant. Yet, having the right legal documents in place can prevent serious complications—especially when you're living abroad. In our financial planning practice, we regularly meet expats who are unaware of the risks...

• Registering at your Employer's Address

  Don't yet have a home address? Using your employer's address is an easy solution!...

• Pets

  Have you decided to move to the Netherlands and want to make sure you can bring the whole family, pets included? Or maybe you have settled into the Netherlands already and are wondering how to go about adding a new four-legged friend to your daily life?...

• What is your unique selling point to stand out from the crowd?

  The unique selling proposition, also called the unique selling point is what makes you or your product / service different. You do need to think about this at the very beginning otherwise you’ll just be another business selling the same product / service as everyone else, and nobody wants that!...

• Branding and Brand Consistency: Why is it Important?

  Branding and brand consistency is not just about choosing the right logo and other graphic elements to represent your business. It goes along with customer experience and the way you handle both expected and unexpected circumstances that involve your brand. To put it simply, branding is the way...

• Finders Keepers: Find New Talent a Home

  It’s tough to find good employees right now. Sometimes you have to look abroad, sometimes people have to move cities. When you have recruited the right people for your firm, you want to help them stay. One really valuable perk an employer can offer is to help employees find a home. But right no...

• Incluzio Leiden Looking for Coordinator

  Data from the Ministry of Justice and Security shows that the number of Ukrainian refugees in the Netherlands has grown consistently since the invasion (February 2022). In the first few months, the refugee rate rose rapidly to around 30 thousand, which has since then tripled – notably, this does...

• How to Get Your Bid Accepted on a Property in the Netherlands

  House prices are rising, and there are more people who want a home than there are available properties. This means there is often stiff competition for houses on the market, with each attracting multiple bids, but – with the right strategy – it is still possible to find your dream place in the Ne...

• Dutch Law in 2025: This Is What’s Changing in The Netherlands

  What should expats living and working in the Netherlands know about changes in the new year? Here are all the changes to Dutch law in 2025. Changes affecting workers The new budget from the government means several changes for workers in the Netherlands in 2025, many of which will affect salari...

• BRP extract for bank account application

  Some banks ask for a BRP extract (Uittreksel) when you apply for a bank account. This is to prove you have properly registered in the Personal Records Database (BRP)....

• Tired of Your Bleeding Savings?

  The Dutch tax system includes a wealth tax, not a capital gains tax. Learn how to mitigate this as much as possible here. One of the hardest notions last December was the absolute certainty that 2021 will be again a year in which you bleed if you have a savings account and are subject to Dutch i...

• The Netherlands is One of the Best Countries for Tech Companies

  Tech enterprises of ambitions consider the Netherlands as one of the countries for tech in the world due to its importance as a “digital gateway to Europe.” To measure greatness in numbers, the country’s tech ecosystem was valued at €232 billion in 2020, making it the third-largest in Europe. Mu...

• The Netherlands ranked as sixth most competitive economy in the world

  This year’s World Competitiveness Ranking sees the Netherlands’ position slip slightly, falling from fourth place to sixth as a result of the country’s high inflation rate and rapidly rising prices in the wake of the coronavirus pandemic.  IMD World Competitiveness Ranking 2022 Every year, the...

• Lost or Stolen Cards

  All lost or stolen bank and credit cards should be reported to the police as soon as possible....