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• 10 Benefits of Consulting a Housing Agent before Buying Property

  Expats looking to buy a property in the Netherlands often face unique challenges. Engaging a buying agent can be a smart choice for several reasons. Here are some key reasons why expats engage a buying agent: 1. Language barrier Many expats do not speak Dutch or only speak it to a limited exten...

• Legal Aspects of Buying

  According to Dutch law, the purchase of real estate is bound by legal formalities....

• How to Open a Bank Account

  Opening up a Dutch bank account can make many areas of your daily life run more smoothly....

• Leiden is working on a healthy housing market

  That Leiden is and remains a pleasant and liveable city for everyone is of great importance to the municipality. The board of mayor and aldermen (B&W) therefore proposes new rules regarding good landlordship, housing formation and rooming, and the introduction of a purchase protection. With this...

• Year-End Tips 2023: 9 Tips for Private Individuals

  Have you already thought about how you can best respond to the many changes that will come into effect in 2024? We provide you with the 9 most important current tax tips. 1. Prevent unused tax losses expiration Losses incurred in 2023 from income from employment and home ownership can only be o...

• Beware of the Financial Pitfalls When Looking for Returns

  Saving used to be a virtue. This was rewarded with an interest on the amount of savings. But times have changed. At the moment, you receive virtually no interest on your savings. Is your "piggy bank" a bit fuller? Then both the tax authorities come along with wealth tax and the bank with a “savin...

• Buying

  When you intend to stay in the Netherlands for a longer period of time, it might be beneficial to buy a property....

• Preparing for your move to the Leiden region

  If you've decided to make the move to the Leiden region, whether for work, family, education, or simply because you have your heart set on it, then it's important to make sure you take care of all the practical steps for the move. Knowing what to prepare for, and which priority you should give ea...

• Documents to Bring

    Please check carefully which documents you must bring to your BSN registration appointment. There are different requirements depending on if you are an EU citizen or not. Please note, you may not receive your BSN, if the correct documents are not provided. Every person registering (includin...

• 2023 Changes to Mortgages

  In 2023 there will be some changes concerning mortgages which may be interesting to know about. Starting from January 2023, if you are a first-time buyer, you do not pay transfer tax up until the value of €440,000. This means that you can save around €8,800, as long as the purchase price of the p...

• Flower Fields Around Leiden

  Visiting flower fields around Leiden is a delightful experience, especially during the springtime when the famous Dutch tulips are in full bloom. The best time to visit is between mid-March until mid-May.   Stretching from Leiden to Haarlem, the Bollenstreek (Bulb Region) is filled with vast flo...

• Buying Your First Home in Netherlands

  At the moment, we see a very tight housing market. It is difficult to find a rental property, but also to find a suitable home to buy. Because of new tax laws, many investors have decided to stop renting out properties. Recently, we have seen more smaller apartments of 20 to 35 m² for sale. Most...

• What is the Dutch National Mortgage Guarantee (NHG)?

  If you’re an international who is looking to settle down and get a mortgage in the Netherlands, you’ve probably come across the term: Nationale Hypotheek Garantie (NHG). While you may not know what it means, trust us: it’s very important.  Especially if you want to take the leap and buy a home w...

• What makes your business stand out? Find out why one size does not fit all businesses

  Whenever business promotion is mentioned, businesses often get told to be unique and show your true self. You’ll often hear “Share your Why”. Simon Sinek’s well known Ted Talk goes into detail of finding the value of your why and how to find it. But in other circles you also hear why reinvent th...

• Costs of Living

  Moving across countries can be expensive, but what about the costs of daily life after you have settled into your new home?...

• Daily Shopping

  Learning about where you can buy your daily essentials can be an important part of settling in and feeling at home....

• C energy label compulsory for office buildings from 2023

  C energy label compulsory for office buildings from 2023 Global warming is a fact, which means that we all need to be more energy-efficient. That goes for office buildings, too. As from 1 January 2023, it is not possible to make use of an office building if it has not been issued with a valid en...

• Two reasons why now is the right time to buy

  If there’s ever a right time to buy a house, that time could be now. House prices have tumbled by 10% in real terms across the country in the past year, according to ABN Amro, but there are signs that the market is stabilising, say estate agents and official figures from the land registry. After...

• How a CRM Improves Productivity and Business Growth

  In the world of Virtual Business Support it is important to strive to find the best tools to streamline operations and optimise working practices for our clients. One of the most productive ways to achieve this is working with CRMs, but which software should you choose for your business? What...

• Budget Day 2021

  September 21st was Budget Day (Prinsjesdag) which, by tradition, always falls on the third Tuesday of September. It is the day when our outgoing Cabinet presents the budget for the following year. What are the tax consequences for you in 2022? Here is an outline of the main points. Income Tax...

• How CRM Improves Productivity and Business Growth

  In the world of Virtual Business Support, the Blue Ninja team are always striving to find the best tools to streamline operations and optimise working practices for our clients. One of the most productive ways to achieve this is working with Customer Relationship Management (CRM) software, but wh...

• The Complications of Downsizing in the Netherlands

  Is a senior permitted to downsize?  You might wonder what kind of a question that is, however the answer to it is more complicated than you might think. We advise on financial solutions and also do what it takes to realize that advice. Part of that realization is mediation of mortgages.  Fred...

• Dutch Public Transport System: Everything You Need to Know

  There are usually many questions about Dutch public transport system, which is why we have compiled all the relevant information regarding public transport travel, tickets, and discounts, as well as the top practical tips for you in this complete guide. Read up on the most important things to kee...

• Must-Have Essentials for Life in the Netherlands

  Moving to a new place can be overwhelming, especially to a foreign country that you’re unfamiliar with, but with some preparation, you’ll be adjusted in no time! Whether you’re preparing to move or already getting settled in, we’ve compiled a list of essential items to ease your transition to the...