Banks will lend you money under certain conditions.
Banks may lend you a sum of money the equivalent of up to five times your annual salary if you meet the following conditions:
- You have a valid residence permit.
- You have lived in the Netherlands for at least five years.
- If self-employed, you are able to produce your company's financial records for the last three years and are able to prove future potential earnings.
You will find a wide variety of mortgages (hypotheken) on offer. However, do your homework and consult with friends, family or an advisor for recommendations to choose the ideal product.
Free Mortgage Consultations
Have you been thinking of buying a property instead of renting? Wondering if you are eligible and what will be your monthly costs? Our partners Expat Mortgages and Hypotheek Visie both offer free mortgage consultations. Get in touch, and make an appointment for your free mortgage advice!
Our Partners in Mortgages
Expat MortgagesRead about Expat Mortgages
A team of independent mortgage brokers helping expats who want to buy a house in the Netherlands and need a mortgage for that.
Hypotheek VisieVisit Hypotheek Visie
A local independent mortgage agency that compares around 40 different mortgage providers. Guidance through the process of getting a mortgage and finding a local notary and real estate agency.
The first meeting is free of charge.