Banks will lend you money under certain conditions.

Banks may lend you a sum of money the equivalent of up to five times your annual salary if you meet the following conditions:  

  • You have a valid residence permit.  
  • You have lived in the Netherlands for at least five years.  
  • If self-employed, you are able to produce your company's financial records for the last three years and are able to prove future potential earnings.  

You will find a wide variety of mortgages (hypotheken) on offer. However, do your homework and consult with friends, family or an advisor for recommendations to choose the ideal product.  

Two people speaking over a document.

Free Mortgage Consultations

Have you been thinking of buying a property instead of renting? Wondering if you are eligible and what will be your monthly costs? Our partners Expat Mortgages and Hypotheek Visie both offer free mortgage consultations. Get in touch, and make an appointment for your free mortgage advice!

Our Partners in Mortgages

Want to know more about buying a house?